July 29th, 2010
Your DollarsDirect family has found a very creative way to save money on your grocery bill. Start a food club. Follow the steps below for advice on how to start your own club and take advantage of buying in bulk.
- Spread the word – If you’re going to have a party, you have to send out invitations, right? Ask family, friends, and neighbors about joining. Start with a group of at least five families and add more if necessary.
- Compare – Sit down and compare shopping lists. Everyone drinks milk, but everyone may not drink fat free milk. Also, make sure to track how much the items on your list normally cost. That way you can find better savings in the future.
- Club Duties – The leader of the club should designate roles to all the club’s members, instead of doing everything. According to Mint.com, “Once the food is purchased, the group will have to decide where it will be stored … split up [and] delivered. If there are perishable items like fruit or meat, the group may decide pick up has to be right after the shopping spree.”
- Have Fun – Your food club should not be a chore. Arrange potlucks and share recipes. The more fun everyone has , the longer your club (and money) will last.
Food is the most basic necessity, and expense, in life. Sometimes it “pays” to get creative with your most basic expense in life.
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July 23rd, 2010
The easiest way to ruin a vacation is to over spend. Your vacation may end, but your debt will follow you home. A vacation is supposed to be about relaxing, and your friends at DollarsDirect discovered some great ways to save money while traveling from GetRichSlowly.org. Take a look below to read some of our favorite advice.
- 20% Rule – Budget 20% more than you think the trip will cost. You never know where that extra money will end up, like impulse spending (everyone loves a souvenir), or unexpected needs (Tylenol for a headache).
- Be Prepared – Do some research about your vacation location. Some places have additional taxes and fees that can really hit your budget.
- Create a Savings Goal – Set a limit on your spending. If you come home below your goal, put that extra money towards credit card bills, or into a savings account.
Want more tips? Take a look at this post from GetRichSlowly and share with friends and family. We know that everyone loves to travel, but everyone really loves to save money. DollarsDirect is here to help!
Image: Flickr User
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July 20th, 2010
Shopping online should not only be convenient, it should also be cheap. Everyone at DollarsDirect loves to shop online, just like you (it’s okay, you can admit it). The site ShopItToMe.com just released some of the best online shopping tips out there.
- Mondays: Best for buying men’s and women’s dress pants. The average sale is about 48% off.
- Wednesdays: Find lowest prices on shoes. The average discount is 38%.
- Fridays: Biggest sales on accessories like jewelry, belts and scarves. The average discount is 42 percent.
- Search for more discounts by Googling the name of the online store with words like “coupon” or “promotional code.”
- Follow the Facebook Fan Pages and Twitter accounts of your favorite stores, they often offer special discounts.
For more money saving online tips, please visit CBS Money Watch.
A large part of our online payday loan business is the help we give our customers, and we could not wait to pass this information along.
Image: Flickr User
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July 16th, 2010
For many, June, July, August, and September include another season besides Summer. Welcome to Wedding Season. We have already covered how to save money during the summer, now we want to help you save money on one of the most important days of your life.
Wedding Money Saving Tips from OurDreamWedding.com:
- Wedding Dress – Many of us have been told to literally fight the crowds at a bridal outlet, but there are other options. Via OurDreamWedding: “Make your dress. If you have a sewing talent, use it! … Just remember that certain extravagant fabrics can get costly too … [Or] buy a bridesmaid’s dress.”
- Flowers – Buy your flowers from a wholesaler, or avoid having your wedding around a holiday when prices are at a maximum.
- Food – This maybe the most important to your guests, and to your bank account. You can have a simple buffet instead of a sit down dinner, or keep the hors d’oeuvre menu to a minimum.
- Photography – Find a reasonable photographer and book as far in advance as possible. Alternatively, involve your guests by supplying disposable cameras on each table.
- Music – Hire a wedding DJ instead of a band, or put the power of music in your own hands. Literally. Create your own wedding playlist on an iPod and rent out a sound system.
For more advice about your wedding day, check out OurDreamWedding.com.
Since our colleagues have been swamped with their own weddings, we wanted to reach out to our customers. Enjoy your “second season” of summer while saving some money.
Image credit: Flickr user epsos.de
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July 8th, 2010
Our world is becoming more and more technologically powered. We have little devices that not only let us talk to people thousands of miles away, but also let us watch videos or listen to music on them. Not to mention video chat with someone else who has the same little gadget. And what about those huge screens that show movies where the characters pop out and almost touch you?
We understand that sometimes it can be hard to keep up with all the new technology? Years ago, when you wanted a cash advance, you probably went to payday loan shops. But now you have the option of just staying at home and getting a fast cash loan online. DollarsDirect understands that sometimes all this technology is overwhelming. So if you ever get confused on our website, or just have some questions you need answered, we are always here to help. You can call or email us, or you can even send a regular letter in the mail.
But the best part is that you can talk to us instantly through our online chat! The technology isn’t complicated at all, you just click one button and right away we will (virtually) be there to answer any of your questions!
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July 6th, 2010
Its summertime and the carefree mood may make you forget about your budget. Weekend getaways to the beach, new bathing suits, fresh fruit, air-conditioning in the car, all these things can actually be very dangerous. You can have them all, just remember not to overspend! Here are a few tips, just in case:
1) When taking a long drive to your weekend destination, instead of turning up the air-conditioning, roll down the windows. The fresh air won’t feel burning hot when you’re going 100 kph!
2) Also when driving far, try to get a large group together so that they can all pitch in on the gas.
3) If you always buy new summer clothes so that you can fit in with the latest summer trend, try buying them for cheap. If you buy your clothes on sale or at cheaper, yet still trendy, stores, you can either buy larger amounts of clothes or have more money to spend on other things you need.
4) Save on your mobile phone bill. Its summer and the weather is beautiful – go out and see your friends instead of sitting in your home and talking to them on the phone!
5) If you follow these tips and still find yourself in need of cash for emergencies that you didn’t see coming, don’t worry. You can always get a fast cash loan from DollarsDirect!
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July 2nd, 2010
What do you do when you need money fast? Canadian payday loans are a quick and easy alternative to traditional sources for cash. What if you can’t get a bank loan or credit card? Canadian payday loans are here to help.
You can apply online for Canadian payday loans from DollarsDirect even with poor credit.¶ That way, you can get cash fast for your emergency and immediate expenses. Start covering car repairs, food shopping and even necessary travel. Avoid the hassle and worry of not making it to your next payday. Apply for Canadian payday loans from DollarsDirect today and get the money you need, when you need it most!
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June 30th, 2010
Short term loans are readily and easily available to you online at DollarsDirect.ca, but how can short term loans help you?
Short term loans can help in a variety of situations. If you have emergency money needs or immediate expenses, you can apply for short term loans online and get the money you need as soon as tomorrow.‡
Here are some expenses where a short term loan would come in handy:
1. Car trouble. You can use short term loans to pay for repairs and towing fees.
2. Plumbing problems. Short term loans can help pay for plumber costs and repairs.
3. Emergency travel. If a loved one gets sick and you need to pay for airfare to help in their time of need, you can apply for short term loans.
4. Parking tickets. If you unexpectedly received a parking ticket, you can use a short term loan to pay it off and avoid going to court.
5. Natural disasters. Short term loans can help you pay for home damages that occurred because of a storm.
Discover the ease and convenience of using short term loan for your emergency money needs. DollarsDirect is here to help you, when you need it most.
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June 25th, 2010
Try DollarsDirect today! Get the money you need when you need it most at DollarsDirect.ca.
You can apply for online payday loans and cash advances to get fast cash to cover emergency expenses before your next paycheque arrives. Simply fill out the easy, hassle-free online cash advance application by 5PM ET, and if approved, get cash deposited directly into your bank account as soon as the next business day. You can log into your personal account any time, day or night to view your repayment date or request a new fast loan.
Getting money in an emergency shouldn’t be a hassle and it isn’t when you use DollarsDirect payday loan services.
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June 24th, 2010
Celebrate Canada’s birthday with DollarsDirect! Get an online cash advance now, so you can cover immediate expenses before celebrating the anniversary of our country on 1 July.
Simply apply online in minutes at www.DollarsDirect.ca by 5 PM ET, and if approved, get an online cash advance deposited directly into your bank account as soon as the next business day.
You can cover your immediate or emergency expenses quickly with an online cash advance, so that you can focus on celebrating the anniversary of the enactment of the Constitution Act, 1867. This act united two British colonies and a province of the British Emprie into a single country called Canada.
Cover your expenses now with an online cash advance and enjoy the festivities of the day! Many outdoor public events are available to you and at no cost, so you can celebrate without spending a lot of cash. Find out if your community has a parade, carnival, fireworks or a free musical concert for your family to enjoy. Celebrate the day that made Canada, Canada!
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