As your DollarsDirect family watches our summer fade into a twilight, we have a variety of money saving tips for you. Some of you may spending your last sunny days a home, or taking the family on a road trip.  Either way, these tips will work out well for you this (and every other) weekend!

• Restaurants – The Internet is a great place for discounts.  Search the Internet for free coupons or discounted gift certificates.
• Movies – Most movie theaters have special pricing Monday thru Thursday. Are the days a little hot?  Save some money by catching a movie during these “off-peak” days.  Trust us, you maybe spending less money, but it’s still the same movie
• Travel – Your DollarsDirect teammates have a lot of advice when it comes to travel!  Book flights online during Tuesdays or Wednesdays when prices are historically the cheapest.  When the weekend rush is over, and managers want to fill rooms, book your hotel on a Sunday night.  Lastly, one of our favorite tips, travel with another family or group to get discount rates on flights, hotels, and transportation.
• Beach Bum – Our beach days are limited, but you can still save money.  Remember to stock up on food and drinks before leaving.  This way you will not be paying outrageous prices at the beach.
• Gas – Fuel up mid week when gas is historically cheaper. Also, if you are traveling, ask your hotel if they are offering gas rebates at the front desk.

From money saving tips, to fast cash with an online, short-term payday loan, your DollarsDirect family is here to help.  Kick back, relax, and enjoy the twilight of summer.

Photo: Flickr User

Your DollarsDirect family love our pets as much as we love giving out online payday loans.  Our pets are a daily discussion around the office.  Pets can be a big, but loving, expense in our life.  In order to try and save money, some team members put together a list of the best money saving animal care tips.  Take a “bite” out of our advice below.

• Become a Pet Store Member – Most local pet stores offer special savings for signing up to become a member.  Once you’re a member, enjoy savings sent to you by postal mail, or email.  Make sure to check your email regularly, as some pet stores send out advance special sale reminders.
• Super Stores – Shop the super stores with your super pet.  Just like with our fancy human super stores, everything can be bought in bulk.  Stock up on food, toys, and comforts for your best friend while saving money.
• The Internet is Your Friend – Bookmark the webpage of your pet’s favorite food as most manufacturers have coupons right on their website.  Also, other large pet websites can offer daily promotions on medications, food, or grooming.
• Back to School – Take you pet to a veterinary school instead of a veterinarian for minor surgeries, vaccinations, and dental care.  Most veterinary schools can save you up to half the cost of your normal veterinarian bill.

Your DollarsDirect family loves our pets just as much as you do.  As always, we wanted to share some money saving tips to help you and your other best friend.  We are in the business of helping you through stressful financial times with online, short-term, payday loans.  Your DollarsDirect family is always here to offer financial tips or a cash advance when you need it.

Photo: Flickr User

If your DollarsDirect family said that you would spend over 50% of your lifetime earnings in just five areas of your life, would you call us crazy?  Your home, car, children, education, and retirement can put a financial strain on your life if you are not paying attention.  Trust us, we are here to help you keep that “piggy bank” of savings full while you spend.

• Your Home – How much “home” can you actually afford?  As a general guideline, you should not purchase a home more than three times your annual household income.  Be aware that buying a house is not just one price tag; you must consider annual costs such as upkeep and property taxes.
• Your Car – Much like your house, your car has reoccurring expenses.  Most people can afford a car 1/3 of their annual income.  Your DollarsDirect family does not want you “driving” yourself into debt.
• Your Children – Be careful to not lovingly overindulge your children.  According to this Yahoo! Finance story, “the Dept. of Agriculture estimates it will cost $220,000 to raise a child born in 2008 from diapers to age 18.”  Surprisingly, that figure does not even factor college.
• Your Education – How high is too high of an education?   According to Yahoo! Finance, “Don’t take on more in total education debt than you think you are going to earn on average annually during your first 10 years after graduating (from college or grad school).”
• Your Retirement –Figure out how much money you need to retire by starting with the end in mind. A good reference is to multiply your current annual income by 25. It is never too early to start saving.

Your DollarsDirect family wants you to know that you can still save money even when you have to spend it.  Life can come quickly with unexpected expenses, that’s why we are here to help you out with a short-term, online payday loan.  You can get started here.

Photo: Flickr User

Short term loans are readily and easily available to you online at DollarsDirect.ca, but how can short term loans help you?

Short term loans can help in a variety of situations. If you have emergency money needs or immediate expenses, you can apply for short term loans online and get the money you need as soon as tomorrow.^‡

Here are some expenses where a short term loan would come in handy:

1. Car trouble. You can use short term loans to pay for repairs and towing fees.

2. Plumbing problems. Short term loans can help pay for plumber costs and repairs.

3. Emergency travel. If a loved one gets sick and you need to pay for airfare to help in their time of need, you can apply for short term loans.

4. Parking tickets. If you unexpectedly received a parking ticket, you can use a short term loan to pay it off and avoid going to court.

5. Natural disasters. Short term loans can help you pay for home damages that occurred because of a storm.

Discover the ease and convenience of using short term loan for your emergency money needs. DollarsDirect is here to help you, when you need it most.

Celebrate Canada’s birthday with DollarsDirect! Get an online cash advance now, so you can cover immediate expenses before celebrating the anniversary of our country on 1 July.

Simply apply online in minutes at www.DollarsDirect.ca by 5 PM ET, and if approved, get an online cash advance deposited directly into your bank account as soon as the next business day.

You can cover your immediate or emergency expenses quickly with an online cash advance, so that you can focus on celebrating the anniversary of the enactment of the Constitution Act, 1867. This act united two British colonies and a province of the British Emprie into a single country called Canada.

Cover your expenses now with an online cash advance and enjoy the festivities of the day! Many outdoor public events are available to you and at no cost, so you can celebrate without spending a lot of cash. Find out if your community has a parade, carnival, fireworks or a free musical concert for your family to enjoy. Celebrate the day that made Canada, Canada!

First of all, what is a cash advance? A cash advance is a short-term loan that is borrowed against your next paycheque. Typically cash advances range from $100 to $1,500^† and are best used to cover emergency expenses when you’re short on cash between paydays.

Who to choose?

1. Choose a lender that is licensed to lend payday loans in your province of residence. DollarsDirect follows all provincial rules and regulations as well as the Canadian Payday Loan Association’s code of conduct.

2. Choose a payday loan provider that can provide you with the money you need, when you need. If you apply for a cash advance from DollarsDirect by 5 PM ET, and are approved, you can get cash deposited directly into your bank account as soon as the next business day.

3. Choose a lender that gives you options. DollarsDirect guarantees your satisfaction. This means that if you’re not completely satisfied with your experience, you can cancel your loan up to two business days after it’s been funded without any cost or fees. Simply return the principal.

If you have questions about payday loans, the Canadian Payday Loan Association can provide some helpful information on Consumer Protection. Or you can call, email or chat online with a DollarsDirect Customer Service representative.

Looking for ways get fast cash from the comfort and privacy of your own home? Consider this list of quick cash options…

1. Try online surveys. Many market research companies will pay you for giving your opinion about various products and services. Do some quick online research to find a company that will pay you to take online surveys about products or services in your area.
2. Babysit your friends’ children. If you need quick cash, offer babysitting services to your friends with small children. They may just need to get out of the house for a bit to run errands or would like to go out with their spouse for the evening.
3. Apply for an online payday loan. With an online payday loan company like DollarsDirect, you can apply online for fast cash advances from the comfort and privacy of home and get the cash you need as soon as tomorrow.^‡
4. Sell items at an online auction site. You may find that you have valuable items in your home that you no longer want or need. Maybe you purchased a new computer or television or simply don’t want some of your old book or DVDs. Consider selling them at an online auction site for quick cash.
5. Have a garage sale. Not only can you get fast cash, but you’ll also free up some space in your home and feel more organized.

Consider the above options the next time you need fast cash. Some of them may take a little longer than others to generate the cash you need. An online payday loan is a fast, easy solution for getting the money you need, when you need it most!

If your car breaks down and you’re short on cash, what do you do?

You can apply for cash loans from DollarsDirect to get the money you need for car repairs between paydays. Maybe your alternator went out or your tire blew or your muffler fell off. All of these situations can be a hassle, especially if you’re short on cash between paydays. A cash loan is a quick and convenient way to get the money you need for emergency expenses.

If you can’t get to work, then you can’t get a paycheque. With a cash loan, you can get the money you need for repairs and get back on the road. Cash loans from DollarsDirect may be the right solution for you. Apply online today at www.DollarsDirect.ca!

If you find yourself needing a payday advance to cover your grocery bills, you’ll want to reassess your spending habits and trim down your grocery bills, so that they’re manageable from month to month.

Food prices are on the rise. Who knows what the prices will be in the next few months? That’s why it’s important to plan ahead and start saving when it comes to shopping for groceries.

1. Limit food shopping to once a week. The fewer trips you make to the grocery store, the better because you’ll save on gas, time and the urge to buy unnecessary items.

2. Use coupons for items you buy regularly. Just take a few extra minutes to clip coupons from the newspaper or go online for discounts. The more you save, the less need you’ll have for a payday advance.

3. Make a grocery list and stick to it. Don’t be swayed by deals on items you don’t need.

4. Plan menus before grocery shopping. Think about how you can stretch a meal by turning leftovers into a whole new meal. If you bake fish for dinner one night, you could plan on using the leftovers in fish tacos the next night.

5. Buy store brand products. They’re typically cheaper than brand name products and similar in nature.

Remember, if you need a payday advance for groceries when you’re short on cash between paydays, consider DollarsDirect. We’re here to help with your payday advance needs.

Do you have an emergency expense that just won’t wait? If you need quick cash, you’ve got options. You could always borrow money from your friends or family, but sometimes that’s not always the best option for getting quick cash because it may put a strain on your relationship.

You could also get quick cash by pawning your valuables or selling items through an online auction site. There are two problems here though. You may feel attached to your valuable items and don’t want to get rid of them. Online auctions sites may take a few days for you to get quick cash.

An easy way for you to get quick cash as soon as tomorrow^‡ is to apply online at www.DollarsDirect.ca for a quick cash advance. The online application only takes a few minutes to complete and there’s no paperwork to fill out. Getting quick cash is easy with DollarsDirect. Apply today!