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How to Pre-Qualify for Short Term Loans

If you need cash fast, you can apply for a payday loan from DollarsDirect. Before you fill out the application, take some time to learn the application requirements.

It’s easy to pre-qualify for short term loans from DollarsDirect. There are four main payday loan prerequisites. The first requirement is that you have an active bank account so that we can get you your short term loans quickly. Secondly, you’ll need to be at least 18 years of age or older in order to apply. DollarsDirect follows responsible lending practices and does not lend to underage applicants. In order to pre-qualify for short term loans, you need to be currently employed for over two months with the same employer, be self-employed or be collecting employment insurance. And, you’ll need to be a resident of British Columbia or Ontario. Currently, DollarsDirect only lends to residents in these two provinces, but we hope to expand our short term loans services in the future.

If you payday loans to cover your immediate expenses or emergency money needs, simply apply at DollarsDirect and get the money you need, when you need it most!

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†Your ability to receive $1,500 depends on your number of previous DollarsDirect loans and other funding criteria. You may not qualify for $1,500. ‡If application is received by 5 PM ET Monday through Thursday. See FAQ for information on applications received at other times. §Some applicants may be required to submit additional documentation for identification purposes due to regulatory requirements or our qualification criteria. ¶DollarsDirect performs traditional credit checks, while still considering applications from those with less-than-perfect credit. If you have defaulted on past transactions, you may be declined for a loan. Terms and Conditions apply. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling.