A payday loan, sometimes referred to as a cash advance or payday advance, is a short-term loan used by people just like you for immediate money needs. From $100 - $1,500,† these loans are deposited directly into your bank account and withdrawn (plus fees) on your next payday. Basically, a payday loan is a quick and convenient way to access a small sum of money for a short amount of time.
Payday loans are most often used to manage unexpected expenses like car repairs, monthly bills and necessary travel. Or you can use a payday loan to cover bills that are due days or weeks before your next payday. Payday loans are particularly popular with people who don’t have perfect credit¶ as payday lenders tend to have less rigid approval policies than traditional lenders. So, whether you’re interested in $100 or $1500,† use DollarsDirect to assist you in covering your immediate money needs.
Applying for a payday loan is easy. Simply fill out an application right on our website - there’s usually no need to fax in any documents or fill out any extra paperwork.§ Payday loan applications through DollarsDirect take just minutes to complete. Apply by 5 PM ET Monday through Friday, and if approved, receive your payday loan funds as soon as the next business day.
†Your ability to receive $1,500 depends on your number of previous DollarsDirect loans and other funding criteria. You may not qualify for $1,500. ‡If application is received by 5 PM ET Monday through Thursday. See FAQ for information on applications received at other times. §Some applicants may be required to submit additional documentation for identification purposes due to regulatory requirements or our qualification criteria. ¶DollarsDirect performs traditional credit checks, while still considering applications from those with less-than-perfect credit. If you have defaulted on past transactions, you may be declined for a loan. Terms and Conditions apply. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling.