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Apply for Payday Loans with Bad Credit

Nobody’s perfect. We all make mistakes from time to time — after all, we’re only human. And because life is unpredictable, sometimes our financial situation can change unexpectedly, making our credit rating decrease for reasons beyond our control. It’s OK. We’ve all been there.

We at DollarsDirect understand that not everyone’s credit is perfect. So we make a point of considering other factors, not only credit score, when evaluating our loan applications. If you’re looking for loans but have bad credit, you can breathe a sigh of relief because perfect credit isn’t required when you apply with DollarsDirect. Our personal loans are designed for real, everyday people just like you — and we know that real people aren’t perfect.

How Our Payday Loans Work

After you apply (which should only take a few minutes in our simple online form), we’ll review your application and give you an approval decision. In general, you won’t need to fax us any additional documentation, so the online form is all you need to fill out.§

If your application was submitted earlier than 1 PM Monday – Friday and was approved, you’ll get your cash sent directly to your bank account the very same day! Use the funds to cover urgent necessary expenses, and then repay the loan with a fee on your due date. Simple as that!

How to Apply for Personal Loans with Less-Than-Perfect Credit

Where can you turn when unexpected bills come up that don’t fit into your monthly budget, and you need extra cash between paydays? Consider applying for a personal loan at DollarsDirect. While we don’t offer “bad credit personal loans,” we do not require you to have perfect credit to qualify for a loan.

What do we require? First, you must be a resident of Alberta, Ontario, British Columbia or Saskatchewan. Second, you must be 18 or older. Third, you must have steady employment and have been working at the same employer for a minimum of one month. And finally, you need to have an active bank account with direct deposit.

If you fit the criteria listed above, you’re eligible to apply for one of our payday loans. As a new customer, if your application is approved you can borrow as much as $500. But as you prove your track record with our loans, if you return to us in the future you could qualify for up to $1,500. Again, perfect credit is not a requirement. It’s easy to apply at DollarsDirect. Apply today!