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Payday Loans Online at DollarsDirect

While not everyone is approved for our online payday loans, you are welcome to apply if you meet these four qualifications:

  1. You must be 18 or older
  2. You must be a resident of Alberta, Ontario, Saskatchewan or British Columbia
  3. You must have an active bank account
  4. You must be currently employed and have received at least one payslip from your current employer

If you match all four criteria, you are eligible to apply for a payday loan at DollarsDirect! Are you worried you won't be approved because of bad credit? Don't worry. Perfect credit is not a requirement to borrow at DollarsDirect. Plus, the application takes only five minutes to complete, so you'll find out fairly quickly if you qualify.

How does the loan process work?

First, fill out the application. It's available online 24/7, and there's usually no extra paperwork to fill out and fax.§ Approved new customers may be able to take out short-term loans of up to $500, and returning customers may be eligible to borrow as much as $1,500. If you're approved in the morning, you'll get same-day funding at no extra charge. The funds will be deposited directly into your bank account. Our speedy funding is just one of the ways we strive to make online payday loans a convenient financial product.

After the funds are deposited into your bank account, you can use them to cover urgent bills. On your due date (which will typically be on your next payday), the principal amount of the loan plus interest will be automatically deducted from your account.

What can I use a payday loan for?

Since payday loans tend to have higher interest rates, we recommend you only borrow them when it's absolutely necessary. Emergency expenses that cannot be ignored — like car repairs or unexpected medical bills — are the only time we would encourage the use of a payday loan.

If you would like to apply with DollarsDirect, simply head to our easy form and fill out your information.